SoFi
· SOFI
Rev. 1Y%
30.35%
RPS 3Y CAGR
-34.31%
RPS 10Y CAGR
-20.78%
EPS 1Y%
11.11%
EPS 3Y CAGR
23.75%
EPS 10Y CAGR
N/A
Gross Margin
63.50%
Op. Inc. Margin
-3.08%
Profit Margin
-5.09%
ROE
-2.15%
ROA
-0.38%
ROCE
-0.23%
$0
9.6 B
-77.22
-2.21
3.96
-3.68
Competitive Advantages
One-Stop Financial Platform: Comprehensive suite of financial products including lending, investing, and personal finance.
Technology-Driven Lending: Automated platform optimizes underwriting and reduces costs, resulting in lower interest rates for borrowers.
Risks
Regulatory uncertainty: SoFi operates in a highly regulated industry, and changes in regulations could adversely affect its business.
Credit risk: SoFi's lending operations expose it to the risk of loan defaults, which could lead to significant losses.